Ok so I'm working on getting a business set up for detailing and I wanted to get an idea of some ballpark figures of how much it's going to cost per month or per year. Now I'm not quite sure exactly what kind of coverage I'm looking for and what they are termed as but maybe those of you who have insurance could possibly share what kind of coverage you have and how much you pay. Essentially, I'm just trying to get a rough idea of how much it'll cost me so I can properly form my business plan. I intend on doing most or half my work at my home and the rest or other half mobile. So what kind of coverage should I be looking for? Who should I go with? I've read a bit on Garage Keepers Insurance and other miscellaneous coverages but I'm still kind of lost. I just need some help that's all, LoL. :shead: Thanks in advance to those that help me out. I'm sure I'm not the only one in this situation... I hope. :shakehead:
well i believe you need to amend your home owners and up the amount of coverage. and for the mobile, you'll need garage keepers. i have a brick and mortar shop that sells products and details in whittier, ca. i pay about 2000 a year but i carry a 2mil policy. and i am covered in case of theft, fire, earthquake and general liability. the cars i work on are covered up to 200k i believe. if you want my guys number pm me and i'll send it over see if he can help you from down here.
